World Finance Named Newsweek’s World’s Most Trustworthy Companies 2023

We’re bringing you a special blog series from The Accidental Banker. Orv Kimbrough offers a smart, caring perspective on simplifying home ownership, and we are so happy to share his story and lessons with you. This series is part of a paid partnership with Rising Bank, a division of Midwest BankCentre, and we do receive a commission if you take advantage of their services.

We’re bringing you a special blog series from The Accidental Banker. Orv Kimbrough offers a smart, caring perspective on simplifying home ownership, and we are so happy to share his story and lessons with you. This series is part of a paid partnership with Rising Bank, a division of Midwest BankCentre, and we do receive a commission if you take advantage of their services.

We’ve said it once and we’ll say it again: At World, you’re more than a credit score to us. We always take your full financial picture into account when you apply for a personal loan. That said, you may be wondering what we do look at when reviewing your application. Today we’re going to clear up that mystery!

If you want to build and improve your credit score, there’s no time like the present. While many people accomplish this by opening and responsibly using a credit card, that may not be an option if you are unable to get a credit card or would rather avoid variable interest rates, penalties and fees.

At World, we believe personal finance should be personal. Too many lenders treat people like nothing more than a credit score or a number, offering one-size-fits-all loan options. That’s simply not how we do business. We treat our customers like our friends and neighbors – because they are.

If you have no credit or poor credit and find yourself in need of money, you may be tempted to turn to payday loans and lenders. But did you know that World offers the best personal loans for bad credit? While it may seem like there is a payday lender in every strip mall you pass, they’re not your only option. A personal loan is the best option if you want to improve your credit score and financial situation. Let’s dig in and find out why.